Payment Policy
Effective Date: January 3, 2025

At Richhato, we strive to provide a secure and seamless payment experience for our customers. This Payment Policy outlines the accepted methods of payment, payment terms, and other relevant details.

1. Accepted Payment Methods
We accept the following payment methods for online and in-store purchases:

  • Major credit cards, including Visa, MasterCard, American Express, and Discover
  • Debit cards with Visa or MasterCard logos
  • PayPal (for online transactions)
  • Bank transfers (contact us for details)
  • In-store payments via cash or card

2. Payment Security
Your payment security is our top priority. All online transactions are processed through secure payment gateways with industry-standard encryption. Richhato does not store your payment card information.

3. Payment Authorization

  • For credit and debit card payments, authorization and validation are required before processing your order.
  • If your payment is declined, you will be notified, and your order will not be processed until the issue is resolved.

4. Payment Timing

  • Full payment is required at the time of purchase to confirm your order.
  • For special orders or bulk purchases, partial payments or deposits may be required. Details will be provided during the purchase process.

5. Taxes and Fees

  • Applicable sales taxes will be calculated and displayed during the checkout process.
  • Prices listed on our website do not include taxes or shipping fees unless otherwise stated.

6. Currency

  • All transactions are conducted in U.S. dollars (USD). If you are purchasing from outside the United States, additional currency conversion fees may apply, depending on your bank or payment provider.

7. Refunds and Adjustments

  • Refunds for eligible returns or order cancellations will be processed to the original payment method. Please refer to our Refund and Returns Policy for further details.
  • Adjustments for incorrect charges will be resolved promptly upon notification.

8. Late or Failed Payments

  • Orders with failed payment attempts will not be processed until payment is successfully completed.
  • For in-store purchases or special arrangements, late payments may incur penalties or order cancellations.

9. Discounts and Promotions

  • Coupon codes, promotional offers, and discounts must be applied at checkout and cannot be redeemed after the transaction is completed.
  • Only one promotional code can be used per transaction unless otherwise stated.

10. Contact Us for Assistance
If you encounter issues with payment or have questions about our Payment Policy, please reach out to us:

  • Email: info@richhato.net
  • Phone: (706) 364-4971
  • Address: 4149 Saddlehorn Dr, Evans, Georgia

At Richhato, we are committed to providing a secure and reliable payment process to ensure your shopping experience is smooth and worry-free. Thank you for choosing us for your premium computer accessories.